I see I am coming on my one year anniversary of my blog, and yeah haven't posted hardly at all. Bad me. I think my last post talked about the garnishment and how we needed to bring money in.
Yes, the garnishment is still there, though I'm expecting we should be done with it in September, or at the very latest first part of October. I will be very glad to be done of it, because we'll gain the full amount of the paycheck back, but most importantly it will be done with.
My husband got a promotion in March, so our income is almost where it was pre-garnishment. However, also in March my husband's brother died, so we needed to take out a payday loan to cover our expenses for traveling to the funeral. We are still paying on that, but hope to get it paid off in August.
We are trying to get current on our bills. Each month we manage to pay our bills right before disconnection. It's very frustrating, especially when I know if it were not for the garnishment, we would not be behind. But whose fault is that? Yep, mine.
It's not all bad news, though. I did set some financial goals this year and amazingly enough we have met some of them.
1) get current on our bills. Ok, still working on that one.
2) Close a bank account that we never use. DONE.
3) Save $300 and open a savings account. Well, we sort of did this one. I set the amount at $300 because our bank charges a fee if we fall below this amount. We did not save $300 and we do not have a savings account. However, we did open a second checking account instead because the bank paid us $100 to do it. So this will be our savings account, and there's no worry about maintaining a balance. We have $25 deposited into this account every paycheck.
4) Enter checkbook into Quicken. DONE. I'm kind of anal about making sure our account is balanced. We don't have overdraft protection on our account, and it's vital that we don't bounce a check. So I keep pretty close tabs on it. My checkbook register needs to match the online numbers, which need to match the Quicken numbers. LOL
In other news, my parents are still not talking to us. Kids are taking it hard, especially my son, who is autistic and can't figure out why Grandma and Grandpa don't like us anymore. I'm over it. Well as much as one can be over something like that. (For those who don't remember, we were renting from my parents, they refused to landlord repairs, so we moved out in Dec last year and they took it personally).
I had been going to a private university but financial aid kind of dried up, so I am transferring to a state university to finish up my degree. Tuition is a third of the cost, and while the private school is better, I have to go where I can afford to go.
We're still making plans to move to Florida in two years. Had it up to here with Wisconsin weather, want to go where it's warmer and of course closer to Disney. (My husband and I are huge Disney nuts).
Guess that's pretty much it. I've written a book already, and I really hope to be more active. I've been reading, just not participating. :=)
long time no post
July 10th, 2010 at 06:14 am
July 10th, 2010 at 10:39 am 1278758391
That's a real shame. You sound like you're still resentful toward your parents. You should place a higher value on your son's relationship with his grandparents than your petty grievances.
July 10th, 2010 at 12:49 pm 1278766145
July 11th, 2010 at 05:02 am 1278824566
July 11th, 2010 at 06:28 am 1278829681
July 23rd, 2010 at 06:23 pm 1279909398
Jewels3, your child is a blessing, and if your parents are unwilling or unable to see that then I am sorry for them. I think it is wise to finish your degree where the tuition is most reasonable (I'm doing the same), and in the end you will still have the insurance of that sheepskin! Good luck with everything...
Jerry