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long time no post

July 10th, 2010 at 06:14 am

I see I am coming on my one year anniversary of my blog, and yeah haven't posted hardly at all. Bad me. I think my last post talked about the garnishment and how we needed to bring money in.

Yes, the garnishment is still there, though I'm expecting we should be done with it in September, or at the very latest first part of October. I will be very glad to be done of it, because we'll gain the full amount of the paycheck back, but most importantly it will be done with.

My husband got a promotion in March, so our income is almost where it was pre-garnishment. However, also in March my husband's brother died, so we needed to take out a payday loan to cover our expenses for traveling to the funeral. We are still paying on that, but hope to get it paid off in August.

We are trying to get current on our bills. Each month we manage to pay our bills right before disconnection. It's very frustrating, especially when I know if it were not for the garnishment, we would not be behind. But whose fault is that? Yep, mine.

It's not all bad news, though. I did set some financial goals this year and amazingly enough we have met some of them.

1) get current on our bills. Ok, still working on that one.

2) Close a bank account that we never use. DONE.

3) Save $300 and open a savings account. Well, we sort of did this one. I set the amount at $300 because our bank charges a fee if we fall below this amount. We did not save $300 and we do not have a savings account. However, we did open a second checking account instead because the bank paid us $100 to do it. So this will be our savings account, and there's no worry about maintaining a balance. We have $25 deposited into this account every paycheck.

4) Enter checkbook into Quicken. DONE. I'm kind of anal about making sure our account is balanced. We don't have overdraft protection on our account, and it's vital that we don't bounce a check. So I keep pretty close tabs on it. My checkbook register needs to match the online numbers, which need to match the Quicken numbers. LOL


In other news, my parents are still not talking to us. Kids are taking it hard, especially my son, who is autistic and can't figure out why Grandma and Grandpa don't like us anymore. I'm over it. Well as much as one can be over something like that. (For those who don't remember, we were renting from my parents, they refused to landlord repairs, so we moved out in Dec last year and they took it personally).

I had been going to a private university but financial aid kind of dried up, so I am transferring to a state university to finish up my degree. Tuition is a third of the cost, and while the private school is better, I have to go where I can afford to go.

We're still making plans to move to Florida in two years. Had it up to here with Wisconsin weather, want to go where it's warmer and of course closer to Disney. (My husband and I are huge Disney nuts).

Guess that's pretty much it. I've written a book already, and I really hope to be more active. I've been reading, just not participating. :=)

5 Responses to “long time no post”

  1. Claudia Says:

    "In other news, my parents are still not talking to us. Kids are taking it hard, especially my son, who is autistic and can't figure out why Grandma and Grandpa don't like us anymore. I'm over it."

    That's a real shame. You sound like you're still resentful toward your parents. You should place a higher value on your son's relationship with his grandparents than your petty grievances.

  2. creditcardfree Says:

    Nice to hear from you! It sounds like things are looking up. I also would encourage you to at least try to mend the relationship with the grandparents and son. They could go for ice cream together at least.

  3. jewels3 Says:

    It's not our choice, it's theirs. They want nothing to do with their grandchildren. Even when we were talking, my kids were pretty much ignored. Claudia, please don't judge my situation. I would hardly call it petty. It's pretty darn serious when your parents refuse to acknowledge your existence. Creditcardfree, I wish it were that simple. My grandparents see my son as damaged goods, because he's autistic, and not worth getting to know.

  4. whitestripe Says:

    that is terrible jewels3, I am sorry your parents are like that. It is frustrating when people are so judgemental it ruins relationships like that. There are times when the protection of your own family unit is more important, and it sounds like this is one of those times. It is sad and definately not the norm, but please don't feel bad about stepping away from your parents on an issue like that - it is clearly their problem, not yours. You don't have to deal with it. Sooner or later they might reconsider, but if they don't, that is most definately their loss.

  5. Jerry Says:

    Good heavens, Claudia, there is a BIG difference between "my parents are still not talking to us" and "We are still not talking with my parents." Aside from that, judgements from afar are rarely made with full information at hand, are usually inaccurate, and can easily lead to hurt feelings. Even in an online forum.
    Jewels3, your child is a blessing, and if your parents are unwilling or unable to see that then I am sorry for them. I think it is wise to finish your degree where the tuition is most reasonable (I'm doing the same), and in the end you will still have the insurance of that sheepskin! Good luck with everything...
    Jerry

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