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Bank Deleted My Account

January 26th, 2012 at 04:25 am

Without warning. I logged on online as I always do, and one of my checking accounts is missing. Now I'm not too concerned, because we had no money in it. We opened it in September, and we had until November to set up the direct deposit. Which we haven't done yet for various reasons, so there was a negative balance of -23 in there due to monthly service fees. We hadn't used it in a couple of months. I guess I'm more upset they closed it without warning, because what if I had set up direct deposit in there? I'm going to wait until tomorrow to see if it's still missing then deal with it.

Posted in Personal Finance | 2 Comments »

2 Responses to “Bank Deleted My Account”

  1. scrappytappy Says:
    January 26th, 2012 at 03:28 pm

    My bank closed one of my checking accounts: it had nothing in it for 3 months. I just went into the bank and asked them to reopen it and it was no problem. Then again, I have a small family bank and it might be different at bigger banks...

  2. Jerry Says:
    January 27th, 2012 at 10:19 pm

    That seems really strange that they would do it without any notification... and it would lead me to some concern as well. If they sent you some letters or emails, then that is one thing, but just because it was inactive doesn't mean that they have any insurance that the activity may not be planned for a future date. Good luck in getting that situation ironed out!
    Jerry

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