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Trying This Again

January 18th, 2012 at 07:00 pm

I have good intentions of blogging but then I never seem to do it. I love reading other posts, because they really do inspire me, but it never seems to go much farther than that. I have the "spirit is willing but the flesh is weak" type of thing going on.

So I will start by confessing that I do not have a written budget, I do not have an EF, and I am probably one step away from disaster. But still life goes on.

My goal for this year is to pay off my credit card bills and set up an EF. But yeah, I have no game plan as to how to reach this goal. So I figure the best place to start is by blogging here.

2 Responses to “Trying This Again”

  1. creditcardfree Says:

    Welcome back!! An emergency fund and less debt are both excellent goals. I'd start with $1K EF as goal one. Make minimum payments on the credit cards until you get there. Oh, and if you are going to pay off credit cards you have to stop using them, too!!

  2. DeniseNTexas Says:

    Welcome back and trust me, you aren't the only one who has great intentions and doesn't follow through. I'm horrible about it but like a yoyo, I keep coming back. Smile Stick with it! I agree that the EF is the first goal but $500 would be better than what you've had, I'm sure! Also, quit using the CCs and make your minimum payments for now.

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