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I'm back,

December 29th, 2010 at 07:12 am

now I hope that I can stay. I love reading all your entries, but sometimes I feel intimidated because I am not even close to doing as well as some of you in terms of my finances.

I do say that we are entering 2011 in a much better financial position. The garnishment is done. The payday loan is paid off. Those 2 things were huge in terms of reducing our income.

My goal for 2011, which coincidentally was my goal for 2010, is to get us in a better place financially. This means pay off the credit card bills, and start building savings. We still live paycheck to paycheck, and I want to get away from that.

I will post specific goals in a day or two, but I just wanted to pop in and say hi to all.

Posted in Budgeting, Debt, Personal Finance, Saving Money | 2 Comments »

2 Responses to “I'm back,”

  1. CB in the City Says:
    December 29th, 2010 at 02:21 pm 1293632504
    1293632504

    Don't be intimidated; I started off really bad. This place helps! A lot!

  2. creditcardfree Says:
    December 29th, 2010 at 03:28 pm 1293636535
    1293636535

    Welcome back! Yes, do what you can with where you are. Use the blog for YOU and we'll encourage you along the way. The blog will motivate you.

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